FROM PROFESSOR TO PICKETER: The Lost Generation and the Missing Money
Ghana is neither worth living for nor dying for. That’s how many feel at the moment. Honestly. Think about this: I’ve known Uncle Kweku since his graduate student days on the University of Ghana campus. I was only a lad then. He would later complete his graduate studies, an MPhil in linguistics, and top it up with a PhD from Oregon, USA.
After an illustrious career as an academic (see his brief bio here on the University of Ghana website) he not only retired as a full professor but even served as Pro Vice-Chancellor of Ghana’s premier university. What do we find the illustrious son of Ghana doing these days? Picketing on the premises of Ghana’s Ministry of Finance to demand that the government exempts his and fellow pensioners’ bonds from being sequestered in the dubious Domestic Debt Exchange (DDE) programme. I know for a fact that virtually all of Prof. Kweku Osam’s pension monies are in these bonds. Ei! A former Chief Justice also picketing alongside the other day is reported to have said, “I am over 70 years now. I am no longer government employed, my mouth has been unguarded, and I am talking, and I am saying that we have failed.”
“BACK TO THE FUTURE”
When Uncle Kweku overtly verbalized to the media in an interview on one of the picketing days that he would dissuade his children from ever investing in the Government of Ghana’s financial instruments because “they are risky,” he seemed to have read my mind. Seriously. For while I agree that it is despicable to draw the aged into this DDE debacle and punish pensioners who have planned well for their future and lent their own monies to government to work with, I have an even greater concern for the young people of the country who might take decades to recover from this rude shock. It has taken years to grow a savings and investment culture in Ghana.
As previously started in an earlier article on this matter, “I am pained that, ‘The fathers have eaten sour grapes, and the children’s teeth are set on edge’ (Ezekiel 18:2). For over 20 years now, The HuD Group and I have championed a culture of savings and investments in Ghana, and had the JOY of seeing thousands heeding the call, especially young people.” I recently met one of the young men I used to travel the country with to inspire and teach young people to form investment clubs and start investing. He’s currently the managing director of a major investment company in Ghana. He intimated how this whole DDE disaster made him shed several kilograms over a month, being at the receiving end of verbal and other forms of abuse from frustrated and fearful investors. At the time we spoke, people were withdrawing an average of 100 million Ghana Cedis each day from his outfit. He had already dispatched 2.5 billion Ghana Cedis when we held our conversation.
BACK TO THE PENSIONERS
So what exactly are we working for? The calibre of pensioners-turned-picketers is disheartening: doctors, engineers, civil servants… If retired professors and chief justices are protesting, what about the no-namers and the many who are too old or too ill to hit the streets? I am privy to a WhatsApp message Prof. Kweku Osam sent that was meant to be just informational, but ended up being very transformational for me:
The last time I took part in a public demonstration against a government of Ghana was in May 1983, as a fresh graduate student. That was when students in the country rose up against Rawlings and his PNDC. Today, God willing, I’ll join fellow Pensioner Bondholders to protest at the Ministry of Finance. The government should leave Pensioner Bondholders alone. Touch not the Pensioner Bondholders.
Think about it: Uncle Kweku began his working life protesting the government. Forty years later, he is ending his working life with yet another anti-government protest. Virtually all his lifesavings is now being held at ransom by a government that has misled and mismanaged her affairs, Covid-19 and Russia-Ukraine notwithstanding. After forty years of wandering in the wilderness between the 1983 protest and the present one on the eve of our sixty-sixth independence commemoration, Ghana itself is a pensioner by age, without much to show for it. We’ve got to do better for our people, old and young alike. Seriously.
Prof. Osam’s generation–my parents’ generation–is the same one the current Finance Minister, Uncle Ken, belongs to. It is the same crop of people who plotted military coup d’etats a generation ago in their youth. Now they won’t exit quietly either, not without a financial coup de grace. With trepidation, dare I call them the lost generation? And they did not only lose themselves and their way, they lost money–theirs and ours.
But to what will my generation and those following rise, having clearly observed that Ghana is not worth living for and Ghana is not worth dying for? That’s how many feel at the moment. Honestly. Think about it.
The Fathers’ Appetites Have Soured the Children’s Futures
The following slightly edited version of this article was first written and posted on Dr. Yaw Perbi’s FaceBook wall on January 31, 2023. At the time, that last day of January was the deadline to tender in eligible Government of Ghana bonds in the controversial Domestic Debt Exchange (DDE). There have been scores of passionate responses to the trending article that we have decided to reproduce it here so people are able to document these for posterity.
I am pained that, ‘The fathers have eaten sour grapes, and the children’s teeth are set on edge’ (Ezekiel 18:2). For over 20 years now, The HuD Group and I have championed a culture of savings and investments in Ghana, and had the JOY of seeing thousands heeding the call, especially young people. Financial Whizzdom, is what we called the campaign.
I wrote three personal finance books and executed a triple launch of Financial Whizzdom, Financial Whizzdom Nuggets (a summary) and Financial Whizzdom through Investment Clubs. It was around that time that Uncle Ken became a mentor to me. He was intrigued that a medical student would be so adept at the world of finance. He not only loaned us some money to finish the project (which we fully paid back within three months or so) but he also passionately spoke at the triple launch. The year was 2004.
Many like-minded people came together to push a savings and investments culture among young people. We traveled the length and breadth of Ghana, doing several seminars and workshops. Medics Investment Club (which really is the first investment club in Ghana per the National Association of Investment Clubs definition) became a model for many who also started their own investment clubs around the country, from university campuses and nursing training colleges to even secondary schools. No wonder I’ve been christened “the grandfather of investment clubs in Ghana.”
The many who wanted to join our investment club at the University of Ghana Medical School but who couldn’t (we had set the maximum for 20) were mobilized into a collective investment scheme we called ‘Mutual Medics.’ At the peak we grew to about 300. We sacrificed student loans, ice cream money and even extra-curricular fun and entertainment to save for our future. Almost none of us have withdrawn the monies we invested almost two decades ago.
Today, January 31, 2023, is the deadline for the trustees of this mutual investment scheme we set up way back in our medical school days to inform Databank for sure whether or not to tender in our eligible bonds in the Government of Ghana’s Domestic Debt Exchange (DDE) debacle. Our fund managers had 70% of the total value of the fund in government bonds, which in normal times and normal places with normal people are supposed to be very low risk, even tempting some advisors to say ‘no risk’ (nothing is ‘no risk,’ not even life itself!).
This DDE is supposed to be a voluntary move but in reality it is a case of “choose your poison.” If you drink this one you will die, if you drink the other one, you will surely die. I am pained for myself, colleagues, fund managers, and the whole investment fraternity in Ghana, especially the younger generation. How did we get here? Indeed, ‘The fathers have eaten sour grapes, and the children’s teeth are set on edge.’
Even more heart-wrenching is that if this should happen under any Finance Minister’s regime, not under the watch of the very mentor who, as far as I know, has spent his whole life building the very financial culture, structures and systems that seem to be now crumbling at his hitherto dextrous hands. The irony.
I am pained. Very much. Whoever has eaten our money, killed our dreams, buried our hope and compelled us to come for unfashionable haircuts that make us look like our misery will have to make it up to us, somehow, even if it is their children or their children’s children. In the mean time, ‘The fathers have eaten sour grapes, and the children’s teeth are set on edge.’ Ah!
~By Dr. Yaw Perbi
Photo credit: Opinion Nigeria
Post Script
We shall do well to document as many of the responses we’ve garnered so far as possible. This issue warrants a national conversation, at the least. A national demonstration for all those equally pained might also be in order to send a strong message to the current government, who in spite of all the pain they are inflicting on the citizenry, have shown no significant sense of regret, repentance or even austerity.
O National Cathedral of Ghana: My Hopes and Fears Have Met in Thee.
In the interest of full disclosure, first of all I am a Bible-believing, Jesus-following, Spirit-filled African Christian. Secondly, at the time of writing, I have no membership of any political party—just a citizen who passionately loves his motherland and has served both major political parties when called upon. Finally, I comment on the National Cathedral of Ghana matter primarily as a missiologist and leadership scholar. These thoughts were largely shared on the Cit FM/TV current affairs programme The Big Issue on 21st January, 2022. The crux of my submission, that the project be halted and audited, was also carried on Citi News Room here.
THE THING THAT I FEARED HAS HAPPENED
My first article on the proposed National Cathedral of Ghana in August 2018 was entitled in a manner that exposed the battle that raged within me upon hearing the president of the Republic of Ghana announce his vision to put up a national cathedral. It was an inquiring heading: “National Cathedral: Vulgar or Virtuous Venture?
In it, I confessed “my unwholly holy initial thoughts, honest-to-God,” sharing my initial skepticism about the project, mainly concerned about it being a mere political scheme to siphon monies, only with a nice religious façade. Secondly, I questioned the prudence of it amidst the poverty and sheer lack of basic infrastructure and public services in a developing country (NB. This was before Covid would hit and make everything that was bad, worse). Thirdly, I was wary of the perilous path of Europe where centuries old grand cathedrals now only stand as emblems of a once-upon-a-time vibrant Christendom while the faith itself is dying today, precipitously. Even then, one need not cross the oceans to note the dangers of religious opulence over pragmatic faith. Just look next door, right across the Ghana border to the near-white elephant of the Notre Dame de La Paix in Yamoussoukro, whose proposed community-impacting hospital as an attachment to assuage the papacy’s guilty conscience is till yet to see the light of day, thirty-two years later.
As I studied the cathedral proposal further, especially as an African missiologist, its merits rose above my cynicism and mounting hopes tamed my fears to the extent that I was willing to give the project a chance, even my support. In fact, not only was I present at the foundation stone-laying, I wrote a cogent trilogy about how even the president might not be fully aware of the extent to which Almighty God may be using him to accomplish His glorious purposes in and through Africa, especially considering this unique moment in history where the once derided “dark continent” now has more Christians than any other continent and will double that lead by 2050, with more Christ followers than the next two continents (Latin America and Europe) combined! In fact, a summary of the trilogy even made its way into the Cathedral’s published magazine.
Over the last couple of years since then, I have found my faith in the project on a slippery slope back to where it first began, with supposed scandal after seeming scandal and allegation upon allegation that rival the corporate sins of the Arthur Andersons and Enrons at the turn of this century (if not making them pale in comparison), that do not befit an edifice for the King of kings. The opacity in the project’s financial dealings, including estimated project costs, eye brow-raising fund transfers and amorphous government seed money, make nonsense of the God who is light, in whom there is no darkness at all. The purpose of this rejoinder is not to dive into each of the smudges and spots on the project but to put on record that while I have enumerated prior at least a dozen reasons this could be a virtuous project, like ‘the greatest man in the East’, for me too, “the thing I greatly feared has come upon me” (see Job 3:25-26). I seek to document for posterity my revised position on the National Cathedral of Ghana for not only are my values being violated, the very faith in whose name this edifice is being erected is endangered.
NOODLED & NUANCED
This cathedral matter is a very nuanced one and thus requires the highest levels of leadership competence, care and character to navigate it. What do I mean? Four things. First of all, the president is not a king; he cannot just pronounce edicts, fiats and decrees at an enlightened citizenship. Secondly, we don’t live in a theocracy, but in a fairly vibrant democracy (although admittedly we are a pseudo secular state with our national anthem and pledge referring to ‘God’). Thirdly, private-public partnerships can be a tricky dance. And finally let’s face it, things are hard socioeconomically right now!
As if all of this is not enough, the president in particular hasn’t shown the kind of great leadership in casting vision (constantly, compellingly, creatively) and galvanizing the people from the grassroots. To make matters worse, the government itself has lost the trust of the Ghanaian people with its economic mismanagement, real and imagined, poor emotional intelligence in matters like this and poor consultation culture–from this cathedral issue through the recent e-levy saga and even current Domestic Debt Exchange debacle.
Then the process itself has been fraught with paucity of information and poor communication, poor governance (really governance 101), low accountability and too much opacity. In fact, in my frustration the other day while preaching on an Ephesians chapter five text about leading and living in the light I bellowed, “Stop the Cathedral in the name of the Lord!”
Don’t get me wrong. There are pluses about this project. Many. Between my initial article and the subsequent trilogy you will easily find a dozen cogent reasons why this could be a virtuous venture, including how the cathedral is more than a building (although the Africanization of it, its tourist attractions and income generation nature per se are all something to write about). The fact that the cathedral has a mandate to be a convenor of national conversation and debate warms my heart.
If the government had kept to its initial promise of providing “just the land” and only “seed capital,” I’ll be at peace. It is for the body of Christ to build this cathedral to the glory of the LORD, but considering the nature of Christianity in our Ghanaian public sphere and the prime place of faith for the African this is a nuanced matter. Any good government would have a keen interest in this matter, hence the sense in situating the NCG in the country’s capital city’s ceremonial core to provide “the missing link” (words of the architect) as a final piece of a national puzzle. Apparently, the other national pieces are all already in place: the people’s place (international conference centre, national sports stadium), the people’s representatives’ place (parliament building and State House), the peoples’ heroes’ place honouring the dead (Osu cemetery and adjoining military cemetery).
Granted, it isn’t everyone who is able to appreciate that we are a building a nation here; not just an eclectic collection of utilitarian infrastructure. That’s how come although we still have children learning under trees we still have national stadia and presidential edifices like Jubilee House and Peduase Lodge. To build or not to build this cathedral is really a nuanced and noodled matter that requires a certain high level leadership that I, honestly, haven’t seen on the horizon.
THIS ISN’T A ZERO SUM GAME
As a missiolgist, I believe that even the president does not fully know or understand the magnitude and implications of his vision. His initial vision may have been personal but vision is often progressive and it is possible He is being used by the Sovereign God in ways the man himself cannot fully comprehend, let alone the masses crying out against this vis-à-vis the impoverished state of the state. In order not to repeat the dozen or so cogent reasons why this project can be worthwhile, I will strongly encourage you to take a look at trilogy 1, the second part and the final installation, all from March 2020.
GOING FORWARD: SEVEN STEPS
1. STOP! STOP! STOP!
This may very much sound and look like the ‘STOP WORK’ in red paint on uncompleted building projects by the Accra Metropolitan Assembly (AMA) yet, I see red flags all over this project that require concomitant red paint markings all over it too. This is not from the AMA this time. Just “we the [Ghanaian] people” saying, “STOP WORK!”
2. AUDIT
Secondly, let us get any of the so-called ‘Big Four’ global auditing firms in the country to do a thorough audit of the NCG secretariat, board of trustees and other associated names like JNS Talent etc.
Sometimes those AMA signs not only read, “Stop Work” but continue with “Produce Permit.” I would say for this cathedral project, in conjunction with step one, let us also “Stop Work and Produce Audit.” The result of the audit will help clarify our next steps—if even this project should continue at all, and if it should, how.
3. CALL FOR CONVERSATIONS AND DEBATE
Let us on purpose have a broader conversation and debate of the best minds and hearts for the way forward. “In the multitude of counselors there is safety,” said the wisest man that ever lived. And this is a sagacious king who could’ve easily ignored the counsel of others. Interestingly, he put up the most magnificent temple in the whole world in his day, for YHWH. Even Africans like the Queen of Sheba travelled long distances to come and see. If we want to see the reverse today, others come from elsewhere to behold the magnificence of the NCG, then we had better consider wise, broad-based consultation.
In my humble opinion, this government has been unbelievably militaristic; so non-consultative! Yet the thing is that even if people do not agree, they will support the project, or at least not be as antagonistic, because they have been seen (recognized) and heard. Conversations and debate will cause the significant groundswell needed for such a massive national venture with international ramifications.
4. GIVE OURSELVES TIME
If from the pause, audit, conversations and debates it becomes apparent that this project should continue, then we must give ourselves time. This cathedral doesn’t have to be built by 2024 and ready for a January 2025 swearing-in. That is precisely part of the problem with this project: the fact that the president is in a hurry to put this up while he is in office.
While a sense of urgency is good, undue pressure because of time crunches leads to many mistakes and often unethical behaviour, no matter how hitherto virtuous one’s cause. For example, this strange exchange of over two million Ghana Cedis between a whole national project and a private individual’s company obviously happened because apparently the project couldn’t wait for government funds to clear (this issue is under investigation, and rightly so). Besides, things are über hot in the economy right now, Ghana’s caught up in a socioeconomic inferno. It is wisdom to let both the times and tempers cool off.
If this is truly a national cathedral and not H.E. Nana Akufo-Addo’s pet project, then it should stand the test of time by traversing other administrations—perhaps two or even three terms down the line, including opposition parties—and be owned by all and sundry. If is by the good people of Ghana it for the glory of Almighty God, then we are not in a hurry. When we are not in a hurry we can think properly, do things appropriately, follow due process… Time is money and time will save us a lot of money—and a multitude mistakes.
5. TRANSPARENCY! TRANSPARENCY! TRANSPARENCY!
“This is the message we have heard from him and declare to you: God is light; in him there is no darkness at all” (1 John 1:5, NIV). Even some corporations have more transparency and better governance than the current supposedly religious project. Anathema! If this is truly an edifice to the Most High God then there cannot be even a hint of inappropriateness and misappropriation. As it stands now, not only has there been too much darkness and opacity surrounding a building that is to be a Lighthouse for the nations; too many allegations and suspected scandals that even some ordinary government projects cannot rival.
My mind goes to another cathedral project’ in ancient times where it was said, “They did not require an accounting from those to whom they gave the money to pay the workers, because they acted with complete honesty” (2 Kings 12:15, emphasis mine). I’m afraid we cannot say this of the NCG people or process so far.
6. LET GOD’S PEOPLE BUILD GOD’S BUILDING
The government of Ghana has done more than enough, giving the land. And way more seed than was my impression at the start of the project. If this sanctuary is really for the LORD then let’s let the Body of Christ in the country build it. And yes, we can! Christians have literally put up thousands of edifices strewn across the length and breadth of the country, ‘from Gambaga to Accra, from Wiawso to Keta.’ Let the Church do this for the glory of Almighty God. We thank the generous government of Ghana for the head start but no more government/tax-payers’ funds, please.
Let God’s people be able to say, like in Nehemiah’s day, “The God of heaven, he will prosper us; therefore we his servants will arise and build.” Whenever God gives a vision, He also makes the provision. But if this venture isn’t of God, then we are on our own; it will be hard.
For a number of great cathedrals that have been built, people have felt so privileged to be a part of the history-making that they have voluntarily given, not just of their substance but of their very selves. Carpenters, masons and other artisans and professionals have offered their services for free, and not the case of exorbitant amounts being paid to the current architect and others. In my opinion, the celebrated architect should feel so privileged to do this for God and country that he does this gratis! You tell me how much we paid the designers of our national flag and presidential stool; or composers of our national anthem and pledge.
7. WORK AS PASSIONATELY ABOUT OUR ‘SOFTWARE’ AS WE ARE ABOUT THIS ‘HARDWARE’
By software I mean our values, our paradigms and attitudes etc. The nation is so full of poor work ethic, corruption, filth (environmental and figurative), incompetence, dishonesty, lack of integrity etc. yet we want to build a magnificent cathedral for God. There is so much grievous poverty in the lives of the majority yet we want to put up this ceremonial and celebratory infrastructure at a cost of $400 million in the heart of Accra. The scriptures are replete with what God requires of us, first and foremost, and it is not so much physical buildings as that our spiritual, social, mental and emotional states reflect His glory; also, that our physical bodies will be hallowed as His temple. So as we are excited about the hardware (physical building of a cathedral), o how I pray that we are equally excited to work on our values, attitudes, morality, ethics, true selves, true faith and integrity. We also ought to disciple our sectors and systems of Ghanaian society so that these reflect a people that believe in a righteous and excellent God, the Most High.
CONCLUSION
Despite the bold vision of the NCG, we haven’t as a people or leadership displayed the kind of competence (eg. vision casting, convincing communication, broad consultation), character (eg. transparency, accountability) and compassion (eg. sensitivity to the present economic plight of the Ghanaian people) that a project of this magnitude demands.
I believe if we took the above seven steps, that should put us in good stead and hopefully lessen the painful memories and bitter aftertaste that this project would otherwise bring us. I do not believe the NCG is an entirely vile venture; but neither will it be entirely virtuous without great leadership in its purpose and process. Repentance and restitution must take place where the audit finds wrong and the best way forward forged as a body politic. The virtues in the idea of a national cathedral can be redeemed and the dead and near-buried hope and glory resurrected. This project can still bring God glory and bestow blessing on not just Ghana but the nations of the world if we would be quick to vanquish the evils that crouch at the foundation and front steps of this edifice. But for now, both my hopes and fears of these past six or so years have come to a head in this embattled National Cathedral of Ghana project.
Post Script
It was heart-warming to find that a couple of the National Cathedral’s Board of Trustees members, namely Archbishop Nicholas Duncan-Williams and Rev. Eastwood Anaba, reiterated my January 21 call above to ‘stop work and produce audit’ barely two days later, January 23, 2023. It was soon followed by a formal press release by the chair of the Board, Rev. Prof. Opoku Onyinah the next day, following a January 23, 2023 Board of Trustees meeting at which they agreed to engage Deloitte, one of the Big Four accounting firms in the world, to carry out an audit.
The hope expressed in the final paragraph of the said press release is mine too: “It is the hope and trust of the Board of the National Cathedral of Ghana that once these nagging issues are satisfactorily dealt with, the public interest and confidence in the project would be restored and rekindled to enable the citizenry to contribute generously to complete the Cathedral to the glory of God.”
Goals Are Not Dead; You Are, Without Them.
Wow! Thank God for 2023! It’s still a relatively new year and I have been hearing a lot of people say, “I do not make new year resolutions anymore.” Similarly others confess, “I have stopped goal-setting.” Do not make that mistake. Let me tell you why.
First of all, this may sound cliché, but it is true: “if you aim at nothing you will hit it.” Goal setting is a timeless, universal law. It’s a principle. I am of the Covey school of thought that principles and values are not the same because you can choose to value principles or not. That’s your business; but you won’t be spared the consequences of breaking an eternal law.
To illustrate this for those in Ghana presently, because the government is inundated with debt and is at the brink of defaulting in paying coupons and principals of domestic bonds they have instituted a Domestic Debt Exchange programme that is making nonsense of people’s savings and investments. Don’t forget that usually government bonds are so low in risk that investment advisors are often tempted to call them “risk free.” Consequently, I’ve come across people arguing—and you can’t blame them—vehemently inquiring, “What is the point of saving? We should have just spent our monies and enjoyed ourselves.”
But be wary: you cannot determine right laws to rule your life by just based on a one-off, unusual, unfortunate incident. What is going on in Ghana is rare (perhaps only Argentines, Zimbabweans and Jamaicans would understand); totally abnormal. So, one cannot refute the importance of savings and investments, which is a timeless, universal law (principle) just because one bad government has gone broke. In the same way, the fact that you have set goals in the past and it hasn’t worked out for you (or others) does not mean goal-setting doesn’t work.
Let me give you five things (a point per finger) to think about:
(1) GOALS MUST BE SET RIGHT
In the first place, are you setting the goals right? And are you setting the right goals? Are your goals specific? If not, they are not going to work. You can’t seize what you can see. Your goal cannot be fuzzy. Then, is it a stretch goal? Many of us will only get up and run after what really challenges us. Is your goal measurable, qualitatively or quantitatively? If not, one cannot keep score and one sees no point in running around in circles. Is it attainable, realistic? If it isn’t, you won’t even start when you know there is no winning, there’s no point venturing.
How about relevant? If it doesn’t really matter immensely to you, you are not going to live by it, let alone die for it. The goal must be right. If it isn’t important to your life purpose, that you won’t thrive without it or survive without it, you aren’t really going to pursue it. Are your goals time-bound? Whether it is a weekly, monthly, quarterly or annual goal, it not only defines clear parameters but also creates a sense of urgency knowing that one doesn’t have ‘forever’ to accomplish it.
And oh! an essential part of what would be considered setting goals right and setting right goals would be to write/type them down. Many people underestimate the power of converting a metaphysical thought or idea into a physical one on paper or a device, grounding it on firma terra.
(2) NOTHING WORKS, REALLY
People set goals, even if they are done right and they are the right goals, go to sleep and then turn round to blame goal setting for not working. Remember, nothing works unless you work it. Even a car won’t work unless you work it, let alone things like marriage. Nothing works unless you work it, buddy. Of course goals don’t work; only people do! Are you working your goals, working on your goals, working out your goals?
(3) HOW ABOUT YOU YOURSELF?
But the third thing, apart from these first absolutely important duo above, is working on yourself! I keep repeating myself like a broken record and how key it is that the person at the centre of the goal-setting process grows in order to goal. So with every goal one sets, it is helpful to ask oneself: how/where do I need to grow in order to achieve this goal? There’s no successful working out goals if one doesn’t work on the person(s) whose goals they are.
(4) KEEPING TABS
If you’re like me, you may do all the above but just don’t make the time to periodically review how things are going with your goals. I tend to ‘go go go’ and not make the time to sit down on my blessed assurance to evaluate. Many times, it is in evaluating weekly, monthly or quarterly that one realizes things that need to be urgently adjusted or attended to in order for the goal to be hit. Imagine a pilot that doesn’t often do any course correction, they wouldn’t end up where they intended when they set out. These days there are instruments that automatically do the constant monitoring and course correction hence the plane can be left on autopilot. Until such autopilot instruments are invented for life itself, remember there is no way round the management cycle: planning (goal-setting right), implementation (working on yourself and working out your goals) and evaluation.
(5) GOT ACCOUNTABILITY?
A lot of us have no accountability. What are the structures you are putting in place to ensure you live by these goals? Don’t forget, as one professor says, human beings have an incredible capacity to deceive ourselves and that’s why l highly recommend that every one of you gets a coach. I have a coach, I have more than one coach. Get a coach, even if it means paying them. They would help you keep inspired and accountable; helping you keep your integrity to yourself and your goals until they are achieved.
You may also join a Mastermind this year, to find a group of goal-setters-go-getters who can keep each other motivated and mutually accountable. At YAW PERBI we will have Personal Growth, Family Foundations and Financial Whizzdom masterminds this year.
NO OBITUARIES IN 2023, PLEASE
So with just these five points, might you now have an idea why new year resolutions and goal setting in the past haven’t worked for you? Are you sincerely able to check all these boxes: (1) setting goals right and setting right goals, (2) working out your goals, (3) working on yourself, (4) keeping track by periodically evaluating and (5) getting accountability?
Neither goals nor goal setting is dead; rather you are, without them. Align your life and leadership with the timeless, universal laws of the universe. Don’t hurt yourself by kicking against the pricks. Goals and goal setting are not ancient landmarks you can remove and succeed. You will achieve nothing in 2023 without goals and you will have no one but yourself to blame—because you aimed at nothing, and hit it.
Not Investing in Yourself in Hard Times Doesn’t Make Things Any Better.
Hello! It’s a new year and guess what? It’s a blank cheque and we’ve got to grow to be able to meet our goals. I like to say, you’ve got to grow to goal. In other words, you’ve got to move from who you are today to what you could be in order to score your goals.
My YP Team and I know these are tough economic times and people are scrambling to make ends meet but I can tell you one thing for sure: your refusing to grow or not investing in your personal growth is not going to make things any better. In fact, your guarantee that you are going to come out of this time is actually investing in your personal development and professional growth today.
So, I greatly encourage and highly recommend that you to sign up for this year’s 15 Invaluable Laws of Growth Mastermind. Every year we’ve hosted a cohort, these people have moved, grown! People have changed in their lives. People have literally moved into their own homes, moved countries, moved jobs… Why? Because when you make a move, you grow; and when you grow, you move!
So, sign up today! Sign up now, right here. Even if for some reason you do not have all the money and you want to make an arrangement, we would be flexible because we know times are hard but we want you to grow. After all, if all of us grow, all of us can succeed together. Put in the investment NOW!
I have done that many times, signing up to grow when things have been hard, and I’ve reaped a harvest in the drought. If you know anything about investing then you are aware that we invest all the time–in good times and not-so-good times, when the market is up and when it is down. I would have never owned properties in Canada and the United States if I hadn’t put in nearly $20,000 in learning. I wouldn’t have been a John C. Maxwell Certified Coach if I didn’t put in some $10,000 about 10 years ago. Within months I had used the knowledge, skills and toolkit to recoup all the money back and more!
Guys, it costs something to get something. So, invest in your personal development and professional development today. Sign up for the Growth Mastermind. It’s not a matter of whether or not it will won’t work, it does–without fail. Don’t throw your hands up in the air saying, “I don’t have the money. ” No! Rather ask yourself, “how can I get the investment required because I need this to grow?” Let’s make it work. Yes we can! Yes we will!
Here’s to your growth, success and significance in 2023! Make the move here.
Messi and Me: Playing for Gold.
Congratulations to Lionel Messi and the illustrious Argentine team for clinching the FIFA World Cup 2022 trophy, literally snatching it from the jaws of defending champions and tormentors-in-chief in the final, France. In all my years, that grand finale at the Lusail Stadium in Lusail, Qatar (on their National Day in front of 90,000 warm bodies), was the best ever.
GOLD GALORE
Although the Qatari robe in the feature picture of this blog has raised all sorts of conversations, it’s the gold for me. I love gold. Perhaps because I’m from the Gold Coast (Ghana’s colonial name) or because my father’s father was a goldsmith and something of that runs in my blood. In the executive leadership education company I run, YAW PERBI, our brand colours in tandem with our core mandates are green for growth, blue for success and gold for significance.
To receive a golden ball award and to lift the golden World Cup trophy clad in a gold-laced robe with a gold medal for a neck accessory is no mean feat. It is a personal and professional pinnacle only few mortals shall ever reach, even if translated into the equivalent zeniths in their respective fields like the Grammys for music, the Oscars for movies and the Nobel prizes for various noble works.
GOLDEN DAYS
As I compose this, my oldest son is lounging on the family room carpet engrossed in a soccer video game on his phone. I won’t be surprised if his seismic shift from basketball madness to soccer obsession has something to do with our final move last year across the Atlantic from Canada to Ghana but boy does he remind me of myself, three decades back—my golden days.
As the first of four siblings in the same primary school, I would proudly take up the front seat beside my chauffeur-dad each weekday morning en route to Ridge Church School (RCS). My favourite was Monday mornings, as I ‘invested’ my pocket money (and sometimes parental financial aid) in sports newspapers. My preferred teams then were Asante Kotoko locally and John Barnes’ Liverpool globally. I would get myself tired and dirty and late to the car pack to be picked up after school–soccermania! I even played for the RCS school team at the Accra Sports Stadium once. In high school, I only managed to play for Aggrey House at Achimota–I had neither the amount of time nor talent to make the school team.
I grew up in the golden days of one who was the greatest footballer then, to me: Diego Maradona. Dribbles. Goals. Antics (like bouncing the ball on his shoulder before kick-off ). Even the (in)famous ‘hand of God’. My dad was delighted like me, for sure, yet still gleefully tell me of his growing up days—albeit with not even a family black-and-white TV let alone today’s array of personal electronic devices. But of course owning a TV or not, everyone knew about the indomitable Pelé. Some of the legendary tales were incredulous, to say the least. And there was no Google to fact check back then! Pele was the greatest, banging in goals like clockwork and lifting three golden World Cup trophies. O what golden days!
Last Sunday, it was such a joy to watch the thrilling World Cup finale, with all my seven children. In their era, they are spoilt for choice in many things. They too will tell their children two or three decades hence, that Messi was the greatest. Have you seen all his medals and metals?! Or well, it just might be killer-Kylian Mbappe, soon enough.
GROWING INTO GOLD
The debate rages on (some wish it was over) about whether Messi is the GOAT—Greatest of All Time. I’m not as vested in football as I was in primary school to be all emotional and fight over this. As I posted in jest on my Facebook status the morning after the final, “#Messi is GOTT; not GOAT. Greatest Of This Time (GOTT) for sure, but certainly not Greatest Of All Time (GOAT). It’s my wall, I write what I like!????”
Messi’s grabbed his gold and gone. Now to you and me: to get to success (blue) requires tremendous growth (green), personally and professionally. And growth and pain are siamese twins. While success, when it comes, is largely personal, it takes intentionality of mind and a big heart to translate it into societal significance. Not all who succeed are significant.
While many of us, the world over, in our emotional high applaud Messi and the Argentines, in our more sober moments we each need to reflect, introspectively asking ourselves if we are playing our ‘A’ game. Let’s all question: “Messi and Me: am I playing for gold too?” Especially as 2023 beckons, will we intentionally grow like crazy so we authentically succeed in leaps and bounds and greatly bless the world too, in this time or for all time (who cares?), with our own version of gold? Gold is significance.
On Saving a Nation.
The story is told of a man who traveled from a developing country to a more economically advanced one in search of a better life. Upon arrival, the man was shocked to find that no one managed the local milk shop. Customers would take what they needed from the refrigerator, leave the exact amount of money for their purchase, and be on their way. Neither the milk nor the money was under lock and key. This would never happen in my country, he thought.
The only thing that surprised the man more than the honor system of the unmanned milk dispensary was the price of the product. The milk was cheaper here, even though his country had more milking cows than people—and in turn produced more milk. How could this be? Then it finally hit him. The higher price at home included the additional costs of dishonesty and thievery.
In his country, locks would be purchased for the refrigerator and money box. A worker would be hired to conduct the transactions. Another person or two would be hired as security, in addition to needing expensive CCTV cameras. This is not to mention the added logistical and utility costs from inefficient or unreliable systems. It all adds up, reflected in the price of a single bottle of milk.
What the society of the man’s home country lacked in cultural values, it paid dearly in economic value—in other words, a higher cost of living than a country with a higher standard of living.
The commercial cost of values
What makes a nation great and strong, ultimately, is its people and their values. Societal values determine what people consider good or important, and this informs how they act. If we consider present-day Ghana in this context, we are likely to be disappointed.
Money and material possessions. Greed and selfishness. These values permeate our society. So I thought it wise to speak to the issue of values in terms of commercial costs. My hope is that even those who place money and materialism and personal gain above all else—including the common societal values espoused in our national anthem and pledge—will realize that real values, such as service and integrity, still affect their bottom line. They will make more money with them, than without.
Consider that Warren Buffet, one of the world’s richest men and most successful investors, advises leaders to look for three things when assessing job candidates: intelligence, initiative, and integrity—but to weigh integrity above all else. If a worker lacks the latter trait, Buffet says, “the first two will kill you. Because if you’re going to get someone without integrity, you want them lazy and dumb.”
It is with near-total trust that we poke an opaque tin of milk and pour out its content without a second thought. We’ve got to trust the regulator, trust the manufacturer, and trust the entire supply chain. A friend and former senior manager in a company that produces perishables once told me that the company would destroy whole batches of product at the slightest hint of compromised quality, because the negative cost of their brand being brought into disrepute would be much greater in the long run than the temporary loss of the thousands of dollars flushed down the drain by an honest act.
Values at the core of a nation
Little drops of values at the individual, family, organization, and sector levels of a society eventually coalesce to make a mighty nation. This is how I have long thought of Ghana. As a mighty nation, rich in social and cultural values to emulate.
I grew up in the early 1990s, when neighboring countries like Liberia and Sierra Leone were decimated by war. Hordes of refugees made their way into Ghana. As a World Vision Youth Ambassador, I toured refugee sites in the country with donors, and the tentative nature of life in tents made me tear up. I have always been grateful to God that Ghana in my life has been an island of peace in a sea of strife.
But bombs and bullets are not the only way to destroy a country. Rather than exploding in external violence, a society can implode through internal valuelessness. I fear Ghana is on this path. I see it all around. We have swung from one extreme to another in a few generations. My grandfather cared little about money or material possessions. He was not alone. How often can we say such things now?
Too often, money and materialism seem to the motivation for the world around us, even at the peril of our lives and at the cost of future generations. Look no further than the dastardly acts of inordinate illegal mining (galamsey), stinky corruption in politics and public service, brazen cheating in exams, rampant illegal practices which combine modern internet-based fraud with African traditionalist rituals (sakawa), food sellers using dirty (waste) water to cook, changing expiry dates on expired medicine or outrightly selling fake medicine… need I go on?
Building the Ghana we want, rooted in values that matter
I worry that in our hurry to catch up with the rest of the industrialized world, we are focusing on infrastructure, industry, and education without a values-based foundation. For instance, STEM education is being touted as the panacea for the challenges we face. But what use is STEM without roots? STEM or any other body of knowledge must grow from a deeply rooted network of shared social and cultural values and norms. Otherwise, patients needlessly die, shoddy infrastructure inadvertently collapses, common funds are looted, and justice is denied.
Ghana is at a crossroads, not just economically, but also culturally. There is a commercial cost to values that must be recognized and incorporated into the policies needed to set Ghana on a more prosperous economic course. Thankfully, influential Ghanaians are talking about it.
Earlier this year, the African Center for Economic Transformation (ACET), which is based in Accra and was founded by Dr. K.Y. Amoako, a Ghanaian, organized a retreat at at the Peduase Valley Resort for more than 50 people representing various civic and political stakeholder groups and organizations in Ghana. The topic of conversation was a new initiative that is set to launch officially in the coming days: the Compact for Ghana’s Political and Economic Transformation.
A roadmap for a stronger democracy and lasting economic prosperity, the Compact is a hopeful approach because it is rooted in strengthening our common values. I attended the Peduase Valley retreat, and values featured heavily in the discussion. It was stressed that the quest for Ghana’s economic and political transformation is meaningless unless it is underpinned by a radical shift in our mindset and values.
Indeed, the discussion focused on identifying values we can glean from the national anthem, the pledge, and the lyrics of “Yɛn Ara Asaase Ni,” written almost a century ago by Dr. Ephraim Amu, one of the fathers of our nation. From the conversation, values such as honesty, selflessness, hard work, and loyalty stood out.
Such discussions must continue in Ghana. Particularly, the all-binding value of integrity needs to be ingrained in every stratum and segment of our national life if we are to realize a greater Ghana, rooted in values that matter rather than tarnished by ones that do not.
Although less dramatic, a definite way to destroy Ghana without bombs or bullets is by eroding the very values that birthed the nation, slowly but surely. “Whether or not this nation prospers,” goes the resounding anthem from Dr. Amu, “clearly depends on the character of the citizens of the nation.”
Dr. Yaw Perbi has practiced medicine in both his home country, Ghana, and with the United Nations Operation in Cote d’Ivoire as a U.N. peacekeeper. He is the founder and Global CEO of The HuD Group, inspiring holistic emerging leadership development in 25 countries on all continents. He is co-founder of PerbiCubs, an edtech company impacting over 8,000 children in Ghana. Yaw is a Fellow of the Africa Leadership Initiative as well as the Aspen Global Leadership Network.
Meet Kathleen Addy, the Lady with Gravitas for Civilitas
Kathleen Addy is the Republic of Ghana’s National Commission for Civic Education (NCCE) chairperson, appointed in 2022 by the president of the Republic from her Deputy Chair of the Commission role. Ms. Addy had been in charge of Finance and Administration since 2017. Kathleen is highly regarded as a civic activist with particular interest in women’s empowerment as well as accountable and responsive governance, and has supported different civil society groups fighting for good governance and women’s rights in Ghana.
She was once upon a time a Research and Communications Officer at the Center for Policy Analysis focusing on Women’s Economic Empowerment and was the Afrobarometer Communications Manager at the Center for Democratic Development. Kathleen holds a first degree in Psychology and a Master’s in Communications from the University of Ghana, Legon. She is also an alumna of Achimota School and Holy Child School. In her role as a Chairperson of the NCCE, Ms. Addy brings her expertise and vast experience in the development sector, as well as her passion and drive to bear on the work of the commission.
Gravitas was one of the ancient Roman virtues that denoted “seriousness.” It is also translated variously as weight, dignity, and importance and connotes restraint and moral rigour. It also conveys a sense of responsibility and commitment to the task. Kathleen’s got gravitas. Meanwhile cīvīlitās, the feminine Latin word that speaks to politics and the art/practice of government, also connotes courteousness, politeness, dignity, civility, moderation, and restraint. Not only has Lady Kathy got all these, she has a passion to see every Ghanaian born of a woman possess these, and in abundance too, hence her passion for civic education.
INTEGRITY AND A NEW GHANA
At the just-held Live2Lead conference, the First Lady of Civilitas began her submissions with a chuckle, as she noted with candour how the public sector from which she hails has become the poster child for lack of integrity. She herself shared how coming from think tanks and CSOs, she got a culture shock when she first landed in the public service in 2017. “A lot of people don’t even know what the wrong thing is because wrong has been normalized,” she asserted.
But she ended with a ROAR. By the time she had shared how ‘friends and family’ who expected favours like getting an upper hand in the commission’s hiring had had a rude shock that she only gave them enough support to follow due process, the audience would doff their hats for such a principled public sector leader. We trust that the many public sector folks sponsored to attend were inspired to also lead with integrity, right in the corner where they are.
CONCLUSION
Live2Lead Ghana was wildly successful. We give glory to God. The plan to strategically rope in the public sector was a good idea and well-executed. We are grateful to all our corporate partners whose generous sponsorship made this possible, and the participation of several emerging leaders from our schools and universities. The dozen or so organizations and companies who ensured 10 or more of their leaders were present are true patrons of a Ghana that can be lead in integrity for the common good. One bank sponsored nearly 60 of their leaders, while another invested in 40 of theirs. Poco a poco, intentionality about leadership development will become a culture that rewires our nation for growth, success and significance.
God bless our homeland Ghana with gravitas for civilitas, and make our nation great and strong.
Meet Patrick Lencioni, the Workplace Guru.
There’s no one I enjoy hearing about teams, meetings and workplace dynamics like Patrick Lencioni. Patrick is an American author of books on business management, particularly in relation to team management. He is best known as the author of The Five Dysfunctions of a Team, a popular business fable that explores work team dynamics and offers solutions to help teams perform better. On a recent trip to southern and eastern Africa, his cautionary tale to CEOs published in a book by the title The Motive, was my jolting companion. It brought me back to my senses as CEO of a few enterprises.
Lencioni is Founder and President of The Table Group, a management consulting firm specializing in executive team development and organizational health. As a consultant and keynote speaker, he has worked with senior executives and executive teams in organizations ranging from Fortune 500s and high tech start-ups to universities and non-profits. He also gives talks on leadership, organizational change, teamwork and corporate culture. He is frequently interviewed for national media including features in the Wall Street Journal and USA Today.
SIX TYPES OF WORKING GENIUS
At the annual John Maxwell Live2Lead conference last week–the Ghana site hosted nearly 600 leaders LIVE! with thousands more to benefit through rebroadcasts–we heard from Patrick Lencioni about his groundbreaking new model that provides a deeper understanding into our workplace and team dynamics.
The six types of working geniuses together form the word WIDGET, symbolized by six gears working perfectly synergistically well together. W is the genius of Wonder, I the genius of Invention, D the genius of Discernment, G the genius of Galvanizing, E the genius of Enablement and T the genius of Tenacity. In the near future we shall provide a fuller blog delving into further details about these six geniuses. In the mean time hear Pat the sage, “If you want to be successful and fulfilled in your work, you must tap into your gifts. That can’t happen if you don’t know what those gifts are.”
THINGS DON’T HAVE TO BE THIS WAY
Pat explained how people don’t understand their personal areas of working genius, which impacts their ability to identify work opportunities that would be most meaningful to them, as well as disallowing organizations, teams, and families to help individuals tap into their true working genius, resulting in a failure to reach one’s true potential. But things don’t have to be this way. This tragedy is avoidable, as Pat shared how you can identify your working genius and understanding which one of the six geniuses both you and your teammates are. Contact us, the Live2Lead team, if you and your team would want to test your genius to become all you really could be. There are no dumb or lazy people on the planet or on your team; only geniuses who are yet to find and fire up what makes them tick!
Meet Uncle Ebo, the People’s Uncle.
Everyone calls him “Uncle” without even thinking twice about it. Whether young enough to be their son or old enough to be their grandpa, “Uncle” is everyone’s uncle. A voice of reason, counsel in season, James Ebo Whyte, affectionately known nationwide as “Uncle Ebo” is the people’s uncle, hands down.
Mr. James Ebo Whyte is the CEO, heart and brain behind Roverman Productions. He is nationally acknowledged as an accomplished, award-winning playwright and highly sought-after motivational speaker. James Ebo Whyte constantly challenges Ghanaians to think more about the world they live in and the contribution they make to it. Just the day before the October 7, 2022 Live2Lead conference at which he was speaking, he unveiled to his drama troupe his 51st play in fourteen years! A hearty congratulations to the prolific playwright.
INTEGRITY IN THE ARTS & ENTERTAINMENT INDUSTRY
At Live2Lead 2022, Uncle Ebo was the only gentleman among three distinguished leading ladies from the corporate and entrepreneurship spaces as well as the public sector. Their first job was to respond to the submissions on “Leading with Integrity for the Common Good” made in the earlier hour by Patrick Awuah, founder and president of Ashesi University. Uncle Ebo held our attention as he raised issues of integrity in the arts & entertainment segment of Ghanaian society that he had with intentionality decided to counter, like giving kickbacks from corporate sponsorship. He uttered with conviction, “there are sponsorships we know we’ll never get for our plays because of this.” And he’s fine with it, as he knows that integrity comes at a cost.
One of the most amazing feats of Roverman Productions has been putting up a new play every quarter for the last decade-and-a-half and resolving to always start on time, also a matter of integrity. In fact, one of the participants at Live2Lead, a corporate governance expert, interjected that one reason she chooses to go and see Ebo Whyte’s plays is that she can guarantee they would commence on time. Again, Roverman has gone against the tide by ensuring pristine toilet facilities at their play venues and three levels of security at events to ensure patrons have a heavenly experience and leave with no bitter taste in their mouths. To the people’s uncle, excellence in these areas is a matter of integrity.
OF TEENAGE FOLLY AND GAMBLING
We intentionally wanted to leave the Live2Lead conferees on a note of hope, especially hope in Ghana, and Uncle Ebo did not disappoint. While admitting we have mega challenges in the nation he reminds us that we’ve not only been in worse times but also that in the annals of nation building globally, at 60 years Ghana is only a teenager. The national happenings that leave us in consternation are akin to teenage tantrums and this too shall pass. We do have quite a degree of national folly though, which we need to be cured of, he confesses.
Uncle Ebo’s belief in Ghana is so solid that his parting words were the following: “Whoever bets against Ghana will lose.” For a full buffet of this scintillating conversation look out for a recording of the hitherto livestreamed video (currently only available to paid participants) or invite Live2Lead to rebroadcast in your context (company, community, church etc). You don’t want to miss Live2Lead 2023 on October 6, next year, Deo volonte. Pinned on the first Friday of each October, National Leader Day after National Leader Day, building a leader at a time and one centre of excellence at a time, we shall surely get to the Ghana we want. And who knows? Perhaps sooner than other nations have.